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Privacy Policy

Effective date: September 6, 2026

1. Who We Are

Habit Hustle is operated by Habit Hustle, Inc. (“Company,” “we,” “us,” or “our”). This Privacy Policy describes how we collect, use, store, and share your personal information when you use the Habit Hustle platform (“Service”). If you have any questions, contact us at support@habithustle.life.

2. Information We Collect

Information you provide

  • Account information: Your email address, OAuth provider identifier (Google, Microsoft, or Apple account ID), and the profile picture your OAuth provider makes available (if any). We never store your full name unless you choose a display name in onboarding.
  • Display name: A nickname you choose — real name is not required or stored.
  • Eligibility information: Date of birth, and self-declared country and U.S. state, collected once at onboarding to confirm you are eligible to use a stake-based feature and checked before each Hustle entry or token purchase.
  • Device preference: Whether you use iOS or Android (selected during onboarding to configure screen-time sync).

Screen-time and health usage data

The core function of the Service requires screen-time usage data (app bundle IDs, daily minutes used, open counts) so we can track goal adherence. This data syncs automatically from Android’s Usage Access API and iOS’s Screen Time / Device Activity framework once you grant the relevant on-device permission. Screen-time data is used only to calculate your goals, track your Hustle progress, and generate your baseline audit. It is never sold or shared with third parties for advertising purposes.

For certain Hustles, we also read step count, workout, and mindfulness-session data via Apple Health (iOS) or Health Connect (Android), with your explicit on-device permission, solely to auto-verify a replacement-ritual check-in. This health data is read on your device and is never uploaded to our servers — only a short label (e.g. that a ritual was verified) reaches the Service.

Payment information

Stake and entry-fee payments are processed by Stripe, Inc. Subscriptions are billed by Apple or Google through their respective in-app purchase systems, depending on your platform. Cash payouts of your Hustle Token balance are made via PayPal, Inc.’s Mass Payouts service. We never see, store, or have access to your credit card number, bank account details, or other raw payment credentials. We store only the identifiers each processor gives us (a Stripe customer ID, Apple/Google purchase tokens, a PayPal payout batch ID), and, where applicable, payment intent IDs. For more on how Stripe handles your data, see stripe.com/privacy.

We also maintain a ledger of your Hustle Token balance and transactions and a record of your payout elections — that is, whether and when you have opted to convert Hustle Tokens to a cash payout for a given quarterly cycle. The financial terms that govern these balances, including the quarterly payout schedule and interest on funds held as a payout liability, are described in Section 5 of our Terms & Conditions.

Device and analytics data

  • Firebase Crashlytics & Analytics (Google): On mobile, we use Firebase to collect crash reports, performance metrics, and usage analytics. Crashlytics reports are tagged with your Habit Hustle account identifier so we can investigate a crash you report to us; Android additionally sends aggregate Analytics events. Abuse/issue reports you submit are stored in Firestore and include your account identifier.
  • Device information: Device type (iOS/Android), OS version, and timezone, used for notification scheduling and screen-time sync configuration.
  • Log data: Standard server logs (IP address, request timestamps, HTTP status codes) retained for up to 90 days for security and debugging purposes.

3. How We Use Your Information

  • To provide and improve the Service — goal tracking, Hustle management, disbursements.
  • To send you notifications about your Hustle progress, streaks, and results.
  • To calculate value pool distributions and process payments via Stripe, Apple, Google, and PayPal.
  • To generate your personal baseline audit from your submitted usage data.
  • To detect fraud, abuse, and violations of our Terms & Conditions.
  • To comply with legal obligations.

We do not use your data to serve you targeted advertising. We do not sell your personal information.

4. Third-Party Processors

We share your data with the following third-party processors only to the extent necessary to provide the Service:

  • Stripe, Inc. — Stake and entry-fee payment processing. Stripe holds all card and bank data; we hold only Stripe-issued identifiers.
  • Apple Inc. and Google LLC — Subscription billing via each platform’s in-app purchase system. Each holds your payment method; we hold only their purchase tokens.
  • PayPal, Inc. — Cash payout of your Hustle Token balance via PayPal Mass Payouts. We hold the email address or PayPal account identifier you provide for a payout and PayPal-issued batch identifiers.
  • Microsoft Azure — Cloud hosting, managed PostgreSQL database, and static web app hosting. Your account data and usage data are stored in Azure-hosted infrastructure in the United States.
  • Databricks — Analytical batch processing of usage data for baseline audits, streak calculations, and value pool distributions. Data is processed within the Azure environment.
  • Google Firebase (mobile only) — Crash reporting tagged with your account identifier, aggregate performance and usage analytics, and storage of abuse/issue reports you submit (which include your account identifier).
  • Microsoft Azure Communication Services — Sends transactional email (e.g. account and payout notices) on our behalf.

All processors are contractually required to handle your data only as directed by us and in compliance with applicable privacy law.

5. Data Retention

  • Your account data is retained for as long as your account is active.
  • Screen-time usage data is retained for up to 24 months to support historical baseline audits and analytics.
  • Financial transaction records are retained for 7 years as required by applicable accounting and tax regulations.
  • Coin-ledger transaction-monitoring and fraud records (the records we keep to detect and investigate misuse of the in-app coin economy) are retained for at least 5 years as a regulatory anti-money-laundering (AML/BSA) compliance requirement. Identity verification is required before any payout; the verifier is not yet integrated and no payouts are made until it is. Once integrated, identity verification will be performed by a dedicated identity-verification provider, not by our payment processors — Habit Hustle, Inc. will not itself collect or hold government-identity or KYC verification data, and will retain only our own internal transaction records and the link to your account identifier, which we may be required to provide to that provider for a compliance request or regulatory exam.
  • Upon account deletion, non-financial personal data is deleted or anonymized within 30 days. Financial records required for legal compliance are retained for the required period in anonymized or de-identified form where possible.

6. Your Rights

Depending on your location, you may have the right to:

  • Access the personal data we hold about you.
  • Correct inaccurate personal data.
  • Delete your account and associated personal data (subject to legal retention requirements).
  • Restrict or object to certain processing activities.
  • Export your data in a portable format.

To exercise any of these rights, contact us at support@habithustle.life. We will respond within 30 days.

7. Children’s Privacy

The Service is not directed to anyone under the age of 18. We do not knowingly collect personal information from minors. If we learn that we have collected information from a minor, we will delete it promptly. If you believe a minor has created an account, contact us immediately.

8. Security

We implement industry-standard safeguards to protect your data, including encrypted data transmission (TLS), access controls, and regular security reviews. No system is 100% secure; if you suspect a security incident, contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you via email or in-app notice at least 14 days before the changes take effect. The effective date at the top of this page reflects the most recent update.

10. Contact

Questions, concerns, or data requests? Email us at support@habithustle.life.